credit card usage tips Archives -

Should You Close an Unused Credit Card? Pros and Cons

Many people have at least one credit card lying unused in their wallet. It might be an old card, a backup card, or one that simply doesn’t fit your spending anymore. At some point, a common question comes up — should you…

Automatic Credit Card Limit Increase: Why It’s Dangerous

One day, you receive a message from your bank saying your credit card limit has been increased. There is no request involved, no paperwork to complete, and no questions asked by the bank. It feels good, almost like a reward for being…